In This Guide
98.89%Optimal RTP (New Shoe)As reported by Evolution
5Golden Cards Per RoundMultipliers: 2x/3x/5x/8x
20%Mandatory FeeOn all placed bets
8Decks
$500KMax Tie Payout
What is Golden Wealth Baccarat?
Golden Wealth Baccarat by Evolution Gaming uses the same 20% fee and pre-deal multiplier structure as Prosperity Tree Baccarat. The Golden Round draws 5 random cards from a virtual deck and assigns each a multiplier of 2x, 3x, 5x, or 8x. Winning bets containing Golden cards receive multiplied payouts.
RTP note: The 98.89% figure reflects optimal RTP at the start of a new shoe prior to the burn card procedure. RTP fluctuates through the shoe.
Mandatory 20% fee on all bets. A 5-unit bet costs 6 units total. The fee is always collected.
Golden Round
After bets close, 5 Golden cards are drawn from a virtual 52-card pack and assigned multipliers of 2x, 3x, 5x, or 8x. If the winning hand contains one or more Golden cards, the payout is multiplied. Multiple Golden cards on the same bet spot have their multipliers multiplied together. The initial bet is added on top of the multiplied winnings.
Third Card Rule: Player draws on 0-5, stands on 6-7, natural 8-9 ends the hand. Banker drawing conditions depend on the Banker total and the value of the Player third card if drawn. Both hands are fully automated.
Scorecards are not a strategy tool. Road maps display historical outcomes only. Each baccarat hand is near-independent of the last. Pattern-reading from scorecards has no predictive value for future outcomes.
Main Bets and RTP
| Bet | RTP | Payout / Notes |
|---|---|---|
| Player | 98.89% | 1x - 512:1 (multiplier range) |
| Banker | 98.89% | 1x - 512:1 (5% commission applied) |
| Tie | ~95% | 5:1 up to $500,000 |
Side Bets
| Bet | RTP | Payout / Notes | |
|---|---|---|---|
| P Pair | 9:1 - 576:1; cannot exceed 20% of combined main bet if 312 cards remaining | ||
| B Pair | Same structure as P Pair |
Card Counter Tool
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FAQ
What is the Golden Round?
After bets close, 5 Golden cards are drawn from a virtual deck and assigned multipliers (2x, 3x, 5x, 8x). Winning bets containing those cards receive multiplied payouts.
What is the 20% fee?
Every bet has a 20% fee added. A 5-unit bet costs 6 units. The fee is always collected.
What are the pair bet limits?
Pair bets cannot exceed 20% of the combined main bet when 312 or fewer cards remain in the shoe.