In This Guide
98.76%Player RTPAs reported by Evolution
98.59%Banker RTP
1-5Lightning Cards Per RoundMultipliers: 2x/3x/4x/5x/8x
20%Mandatory FeeOn all placed bets
$1-$500Bet Range
What is Lightning Baccarat?
Lightning Baccarat by Evolution Gaming applies the Lightning multiplier mechanic from Lightning Roulette to Baccarat. After bets close, 1-5 Lightning cards are randomly drawn and each assigned a multiplier of 2x, 3x, 4x, 5x, or 8x. Winning bets containing Lightning cards receive multiplied payouts. A mandatory 20% fee applies to all bets.
Mandatory 20% fee on all bets. A $5 bet costs $6 total. The fee is always collected.
Lightning Round
After the betting window closes, 1-5 Lightning cards are drawn and assigned multipliers of 2x, 3x, 4x, 5x, or 8x. If the winning bet contains one or more Lightning cards, the payout is multiplied. Multiple Lightning cards on the same bet spot have their multipliers combined.
Third Card Rule: Player draws on 0-5, stands on 6-7, natural 8-9 ends the hand. Banker drawing conditions depend on the Banker total and the value of the Player third card if drawn. Both hands are fully automated.
Scorecards are not a strategy tool. Road maps display historical outcomes only. Each baccarat hand is near-independent of the last. Pattern-reading from scorecards has no predictive value for future outcomes.
Main Bets and RTP
| Bet | RTP | Payout / Notes | |
|---|---|---|---|
| Player | 98.76% | 1:1 plus Lightning multiplier if applicable | |
| Banker | 98.59% | 0.95:1 (5% commission) | |
| Tie | 94.51% | 8:1 |
Side Bets
| Bet | RTP | Payout / Notes |
|---|---|---|
| Player Pair | 88.35% | Pays on Player initial two-card pair |
| Banker Pair | 88.35% | Pays on Banker initial two-card pair |
Card Counter Tool
Live Tool
FAQ
What is the RTP?
As reported by Evolution: Player 98.76%, Banker 98.59%, Tie 94.51%, Pair bets 88.35%.
What is the 20% fee?
Every bet has a 20% fee added. A $5 bet costs $6. The fee is always collected.
How do multiple Lightning cards affect payouts?
Multiple Lightning cards on the same bet spot have their multipliers combined -- a 2x and 4x card produce an 8x total multiplier on a win.