In This Guide
98.89%Player RTPAs reported by Evolution
98.74%Banker RTP
92.78%Tie RTP
2x-3xProsperity Multipliers
$1-$2,500Bet Range
What is Prosperity Tree Baccarat?
Prosperity Tree Baccarat by Evolution Gaming adds the Prosperity Round to standard Baccarat. Eight random Prosperity cards drawn from a virtual deck are assigned 2x or 3x multipliers before each hand. A mandatory 20% fee applies to all placed bets.
Mandatory 20% fee on all bets. A $5 bet costs $6 total. The fee is always collected -- it is not returned on wins, losses, or pushes.
Prosperity Round
After bets close, 8 Prosperity cards are drawn from a virtual 52-card deck and assigned 2x or 3x multipliers. If the winning bet spot contains one or more of these cards, the payout is multiplied. Multiple Prosperity cards on the same bet spot multiply their values together (e.g., 2x and 3x = 6x). Standard payout applies if no Prosperity card lands on the winning spot.
Third Card Rule: Player draws on 0-5, stands on 6-7, natural 8-9 ends the hand. Banker drawing conditions depend on the Banker total and the value of the Player third card if drawn. Both hands are fully automated.
Scorecards are not a strategy tool. Road maps display historical outcomes only. Each baccarat hand is near-independent of the last. Pattern-reading from scorecards has no predictive value for future outcomes.
Main Bets and RTP
| Bet | RTP | Payout / Notes | |
|---|---|---|---|
| Player | 98.89% | 1:1 (plus multiplier if applicable) | |
| Banker | 98.74% | 0.95:1 | |
| Tie | 92.78% | 8:1 |
Side Bets
| Bet | RTP | Payout / Notes |
|---|---|---|
| Player Pair | 92.53% | Disabled after 60 rounds |
| Banker Pair | 92.53% | Disabled after 60 rounds |
Max payout cap: Top Tie prize capped at $500,000. Probability of maximum Tie payout: 1 in 25 billion.
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FAQ
What is the RTP?
As reported by Evolution: Player 98.89%, Banker 98.74%, Tie 92.78%, Pair bets 92.53%.
What is the 20% fee?
Every bet has a 20% fee added to the stake. A $5 bet costs $6. The fee is always collected.
How do Prosperity multipliers stack?
Multiple Prosperity cards on the same bet spot have their multipliers multiplied together. 2x and 3x = 6x total.