98.94%Banker RTPAs reported by Pragmatic Play
98.76%Player RTP
95.52%Tie RTP
8Decks
8:1Tie Payout
Introduction
Baccarat by Pragmatic Play Live uses eight evenly shuffled decks and follows standard Baccarat rules. Players bet on Player, Banker, Tie, or side bets including Pair and Bonus bets. Most side bets can be placed without a main bet requirement.
Third Card Rule: Player draws on 0-5, stands on 6-7, natural 8-9 ends the hand. Banker drawing conditions depend on the Banker total and the value of the Player third card if drawn. Both hands are fully automated.
Scorecards are not a strategy tool. Road maps display historical outcomes only. Each baccarat hand is near-independent of the last. Pattern-reading from scorecards has no predictive value for future outcomes.
Main Bets
| Bet | RTP | Payout / Notes | |
|---|---|---|---|
| Banker | 98.94% | 0.95:1 | |
| Player | 98.76% | 1:1 | |
| Tie | 95.52% | 8:1 |
Side bet availability: Player Pair and Banker Pair are disabled after 60 game rounds. Player Bonus and Banker Bonus are disabled after 44 game rounds. Check round count before placing these bets late in the shoe.
Side Bets -- Pair Bets
| Bet | RTP | Payout / Notes | |
|---|---|---|---|
| Player Pair | 11:1 | ||
| Banker Pair | 11:1 | ||
| Either Pair | 5:1 | ||
| Perfect Pair | 25:1 |
All pair types count for Player Pair and Banker Pair bets. Perfect Pair (same rank and suit) pays 25:1 independently.
Bonus Bets
Player Bonus and Banker Bonus pay when the respective side wins by a natural 8 or 9 or wins by four or more points on a non-natural hand.
| Winning Event | Payout |
|---|---|
| Non-natural win by 9 pts | 30:1 |
| Non-natural win by 8 pts | 10:1 |
| Non-natural win by 7 pts | 6:1 |
| Non-natural win by 6 pts | 4:1 |
| Non-natural win by 5 pts | 2:1 |
| Non-natural win by 4 pts | 1:1 |
| Natural win | 1:1 |
| Natural tie | Push |
Card Counter Tool
Live Tool
FAQ
What is the best main bet?
As reported by Pragmatic Play, the Banker bet has the highest RTP at 98.94%.
When are side bets disabled?
Player Pair and Banker Pair after 60 rounds. Player Bonus and Banker Bonus after 44 rounds.