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Complete Guide to Live Online Baccarat

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Let's take you from Zero to Hero in Baccarat


Baccarat, a timeless classic among casino games, has surged in popularity in the realm of online gambling, captivating players with its elegant simplicity and intriguing history. Originating in Italy and popularized in France, baccarat has evolved into a global favorite, cherished for its low house edge and straightforward gameplay. In this comprehensive guide, we delve into the world of baccarat, exploring its roots, understanding its appeal, and uncovering strategies to enhance your gameplay. We'll navigate through the basics of the game, explore its gameplay intricacies, unravel the mysteries of beads and roads, and even touch upon advanced strategies like card counting. Whether you're a novice looking to grasp the fundamentals or a seasoned player aiming to refine your skills, this guide is your key to mastering the art of baccarat.

Baccarat Basics: How to Play

Player Bet

In baccarat, you can place a bet on the Player hand. If the Player hand wins, you win even money (1:1) on your bet.

Banker Bet

You can also bet on the Banker hand. If the Banker hand wins, you win even money, but a 5% commission is typically charged on this bet due to the slightly better odds for the Banker.

Tie Bet

The Tie bet is a wager that both the Player and Banker hands will tie. This bet usually pays out at much higher odds (often 8:1 or 9:1), but it has a high house edge and is considered a less favorable bet.

Card Values

  • Number cards (2-9) are worth their face value.

  • 10s, Jacks, Queens, and Kings are worth 0 points.

  • Aces are worth 1 point.

Objective to Winning with Player and Banker Bet Position

The objective in baccarat is to bet on the hand that will have a total closest to 9. You can bet on either the Player or Banker hand to win. Once bets are placed, two cards are dealt to the Player and Banker. The hand that gets closer to 9 wins. If the total of a hand exceeds 9, the second digit is the value of the hand (e.g., a total of 15 counts as 5).

Understanding these basic rules is crucial for grasping the essence of baccarat and strategizing your gameplay effectively.


Baccarat Card Drawing Action

In baccarat, the rules for drawing a third card are predetermined and are followed automatically by the dealer. These rules are based on the total points of the Player and Banker hands after the initial deal. Here's a breakdown of the rules:

  1. Player's Initial Two Cards Total:

    • If the Player's total is 0-5, they must draw a third card.

    • If the Player's total is 6 or 7, they must stand (no more cards).

  2. Banker's Initial Two Cards Total and Player's Third Card (if drawn):

    • If the Banker's total is 0-2, they must draw a third card.

    • If the Banker's total is 3-6:

      • They draw or stand depending on whether the Player drew a third card and the value of that card:

        • If the Player did not draw a third card, the Banker draws if their total is 3-6 and stands if their total is 0-2.

        • If the Player drew a 2-7, the Banker draws if their total is 0-5 and stands if their total is 6-7.

        • If the Player drew an 8, the Banker draws if their total is 0-2 and stands if their total is 3-7.

        • If the Player drew an ace, 9, 10, or face card, the Banker draws if their total is 0-3 and stands if their total is 4-7.

    • If the Banker's total is 7, they must stand (no more cards).

These rules dictate the flow of the game and add an element of strategy for players, especially in understanding when to draw a third card based on the initial hand totals and the card drawn by the opponent. Understanding these rules is essential for both players and dealers in baccarat.


Baccarat Beads and Roads

In baccarat, keeping track of past outcomes is a common practice to spot trends and make informed betting decisions. This tracking is done using various patterns known as "beads and roads." Here's a breakdown of the most popular ones:

Bead Plate

The Bead Plate is a graphical representation of the outcomes of each hand in a baccarat game. Each bead represents a hand, with red beads typically indicating Banker wins and blue beads indicating Player wins.

Big Road

The Big Road is a more detailed version of the Bead Plate, where outcomes are recorded in a grid. Each row represents a different shoe (deck of cards), and each column represents a hand. Wins for the Banker are often marked with a red box, and wins for the Player are marked with a blue box. The pattern helps players identify streaks and trends in the game.

Small Road

The Small Road is an extension of the Big Road. It compresses the information from the Big Road by representing consecutive wins by the same hand with a single symbol. This allows players to see the trends more clearly and identify patterns such as zigzags and streaks.

Big Eye Boy

Big Eye Boy is another pattern derived from the Big Road. It focuses on the patterns created by the first card in each hand after the initial two-card deal. It helps players identify patterns based on whether the first card is the same as the preceding hand (marked with a blue circle) or different (marked with a red circle).

Cockroach Pig

Cockroach Pig is similar to Big Eye Boy but focuses on the second card in each hand after the initial deal. Like Big Eye Boy, it helps players identify patterns based on whether the second card is the same (blue circle) or different (red circle) from the preceding hand.

These patterns are not part of the game's rules but are used by players to analyze trends and make more informed betting decisions based on past outcomes.

Is it worth it to know the Beads and Roads?

While Beads and Roads can be interesting to track and provide a visual representation of the outcomes in a baccarat game, they are generally not worth examining in depth for strategic purposes. Here's why:

  1. Limited Predictive Value: Beads and Roads are based on past outcomes, and while they can show trends, they do not predict future outcomes. Each hand in baccarat is independent of previous hands, so past patterns do not guarantee future results.

  2. House Edge Remains: Baccarat is a game of chance with a built-in house edge, and no amount of tracking past outcomes can change that. The game's outcome is determined by the rules and randomness of the cards, not by patterns on a scorecard.

  3. Risk of Misinterpretation: Without a thorough understanding of how to interpret the patterns in Beads and Roads, players may misinterpret them and make poor betting decisions based on flawed assumptions.

In conclusion, while Beads and Roads can provide some general information about the distribution of results and the progress of the shoe, they should not be the primary focus for players looking to improve their baccarat strategy. Understanding the basic rules and employing sound betting practices are more effective ways to approach the game.

This leads us to a topic that is much more effective in decision-making.


Baccarat Card Counting

Legality and Effectiveness

Card counting in baccarat is not considered cheating. It provides players with the true Return to Player (RTP) or odds of the game rather than relying on the stated RTP, which is calculated in a vacuum. While card counting can improve a player's odds, it's not a guaranteed way to win and requires skill, practice, and a thorough understanding of the game.

How to Count Cards

To count cards in baccarat, players keep a tally of the cards that have been played. 

Two popular methods are the Player/Banker Flat Split and the Player/Banker Thorp Method. 

The Flat Split method assigns +1 to cards A-4, -1 to cards 5-8, and 0 to cards 9-K. The Thorp Method assigns +1 to cards A-3, +2 to 4, -1 to 5 and 7-8, -2 to 6, and 0 to 9-K.

Betting Strategies

  • Player/Banker Flat Split Method:

    • Bet on Banker when the count is +12 or higher when the hand is under 60 in the shoe.

    • Bet on Banker when the count is +8 or higher when the hand is over 60 in the shoe.

    • Bet on Player when the count is -18 or lower when the hand is under 60 in the shoe.

    • Bet on Banker when the count is -12 or lower when the hand is over 60 in the shoe.

  • Player/Banker Thorp Method:

    • Bet on Banker when the count is +16 or higher when the hand is under 60 in the shoe.

    • Bet on Banker when the count is +12 or higher when the hand is over 60 in the shoe.

    • Bet on Player when the count is -16 or lower when the hand is under 60 in the shoe.

    • Bet on Banker when the count is -12 or lower when the hand is over 60 in the shoe.

Impact of Card Removal

The true odds in baccarat shift as cards are removed from the shoe. Removing low cards benefits the Banker, while removing high cards benefits the Player. Card counting can provide more information to make informed decisions, the advertised RTP or odds are only applicable for a count of 0 and can change significantly as the shoe progresses.