Return to Table Games

Complete Guide to Always 8 Baccarat

Education Hero Image
Card Image
Play Always 8 Baccarat at Tower.bet!
  • Deposit $25, Get $45 BONUS
  • Up to 30% Rakeback
  • Races, Airdrops, Staking
Start Now

 

Always 8 Baccarat is played with eight standard 52-card decks.  One of the key distinguishing features is that the Banker always starts with an 8, which introduces a different layer of strategy and unpredictability compared to traditional Baccarat. The game relies solely on the numeric values of the cards, while suits and colors are irrelevant. Whether you’re betting on the Player, the Banker, or even a Tie, understanding how the game operates is critical to achieving success.

Game Objective

The primary objective in Always 8 Baccarat is to predict which hand—Player or Banker—will achieve a total closest to 9, or if both hands will tie. In this game, the Banker begins with a preset value of 8, a rule modification that shifts the conventional flow of the game.

How to Play Always 8 Baccarat

Like traditional Baccarat, Always 8 Baccarat involves several stages. The process is straightforward, but the nuances of the rules add complexity that benefits both novice and experienced players. The gameplay is broken down into several phases: the Betting Phase, the Deal, and finally, determining the Result.

The Betting Phase

Before any cards are dealt, players must place their bets. There are three primary betting options:

  • Player Bet: Wagering that the Player's hand will be closer to 9.
  • Banker Bet: Wagering that the Banker’s hand will win, noting that the Banker always starts with an 8.
  • Tie Bet: Predicting that both the Player’s and Banker’s hands will have an equal value.

Additionally, there are side bet options available on the Player Pair (P Pair) and Banker Pair (B Pair). These side bets pay out if the first two cards dealt to either the Player or Banker form a pair.

The Deal

Once the betting phase concludes, the dealer begins the dealing process. In Always 8 Baccarat, the Banker’s first card is already pre-determined; an 8 is displayed on the table from the start of the round. After this, the dealer deals two cards to the Player and one card to the Banker. The strategic pre-setting of the Banker’s hand fundamentally affects the flow of the game, making it essential for players to adjust their bets accordingly.

Calculating the Hand Values

The value of each hand in Baccarat is calculated by adding the values of the cards and then dropping the tens digit if the sum exceeds 9. For example, if the Player receives a 7 and a 9, the total would naturally be 16, but only the unit digit (6) is considered. Similarly, if a face card is paired with a 9, the result is still 9. This method of calculation emphasizes the importance of each card’s contribution to the final hand value.

The Third Card Rule

One of the defining elements in Baccarat is the Third Card Rule, which dictates whether additional cards are drawn by the Player or Banker depending on the initial two-card totals.

Player’s Hand

The decision to draw a third card for the Player is made based solely on the initial two-card total:

  • If the Player's hand totals 0-5, the Player must draw a third card.
  • If the total is 6 or 7, the Player stands.
  • If the hand is a natural 8 or 9, no additional card is drawn.

Banker’s Hand

The Banker’s decision on drawing a third card is more complex, as it must take into account both its own total and the value of the Player’s potential third card. The following table details the Banker’s rules based on the initial two-card hand and the value of the Player's third card:

Banker’s Third Card Rule Table

Banker's Initial Two-Card TotalValue of Player's Third Card 
– (No Third Card)0123456789
0DDDDDDDDDDD
1DDDDDDDDDDD
2DDDDDDDDDDD
3DDDDDDDDDS 
4DSSDDDDDDSS
5DSSSSDDDDSS
6SSSSSSSDDSS
7SSSSSSSSSSS
8SSSSSSSSSSS
9SSSSSSSSSSS

Note: In the table above, "D" indicates that the Banker should draw a third card, while "S" signifies that the Banker should stand.

Side Bets

Always 8 Baccarat also offers side bets that add extra excitement to the gaming experience. The two side bets available are:

  • Player Pair (P Pair): This bet wins if the initial two cards dealt to the Player are of the same rank.
  • Banker Pair (B Pair): Similarly, this side bet wins if the Banker’s first two cards form a pair. However, because the Banker’s first card is always predetermined as an 8, the only winning pair would be a pair of 8s.

It is important to note that the side bet amount cannot exceed the combined main bet for that round.

Payout Structure

The following table outlines the payouts for the various bets placed in Always 8 Baccarat:

Payout Table

BetPays
Player1.48:1
Banker0.62:1
Tie9:1
P Pair11:1
B Pair10:1

A key reminder for all players is that, in the event of any malfunction during the game, the round is voided and all bets are returned.

Return to Player (RTP)

Understanding the Return to Player (RTP) percentages is important when assessing the theoretical long-term payout of your bets. Below is a breakdown of the RTP for each bet type:

RTP Table

BetReturn to Player
Player98.02%
Banker98.29%
Tie95.89%
P Pair89.64%
B Pair84.62%

These percentages reflect the optimal, theoretical RTP for each type of bet and serve as an important metric for players evaluating risk and potential reward over time.

Unique Elements of Always 8 Baccarat

The innovation in Always 8 Baccarat lies in its unique game mechanics:

  • Banker’s Predetermined Card: The Banker always starts with an 8, shifting traditional probability dynamics and influencing decision-making throughout the betting phase and card drawing process.
  • Continuous Shuffling Machine: Eight decks are continuously shuffled, ensuring fair play and reducing the potential for card counting.
  • Simplified Card Values: Only the numeric values of the cards are significant, keeping the game fast-paced and easy to follow.

Step-by-Step Gameplay

To further clarify the gameplay progression, consider the following step-by-step breakdown:

  1. Bet Placement: Begin by placing your bets on either the Player, Banker, or a Tie. Optionally, include side bets such as Player Pair or Banker Pair, ensuring that the side bet does not exceed your combined main bet.
  2. The Banker’s Setup: The Banker’s hand starts with a pre-determined card – an 8 – which is already visible on the table.
  3. Dealing the Cards: The dealer distributes two cards to the Player and one additional card to the Banker.
  4. Calculating Totals: Both hands are evaluated by summing the card values. If the total is 10 or more, the tens digit is dropped, ensuring that only the unit digit is considered.
  5. Natural Outcome: If either the Player or Banker has an initial two-card total of 8 or 9 (a “natural”), no further cards are drawn.
  6. The Third Card Rule: If both hands are below a natural total, the game refers to the Third Card Rule. The Player decides whether to draw a third card based on their initial total, and subsequently, the Banker follows the guidelines detailed in the Banker’s drawing table.
  7. Final Comparison: The hand that is closest to a total of 9 is declared the winner. In the event of a tie, bets on the Player and Banker are returned.

Bet Limits and Player Balance

It is crucial for players to be aware of the BET LIMITS panel, which displays the minimum and maximum bet limits for each game round. These limits may vary over time, and players should always check the current limits before placing their bets. Additionally, your current balance is prominently displayed on the game screen, making it easy to manage your funds.

Strategies and Considerations

Although Baccarat is largely a game of chance, understanding the game dynamics and payout structures can help enhance your gameplay strategy. Here are some points that might be useful:

Understanding the Odds

Being familiar with payout and RTP percentages allows you to make more statistically informed bets. For example, opting for Banker bets may appear less attractive at first glance due to their lower payout (0.62:1) compared to Player bets (1.48:1), but the Banker bet typically holds a higher RTP (98.29%) which might be more advantageous over time.

Side Bet Caution

While the allure of side bets such as Player Pair and Banker Pair adds excitement, their RTP values are considerably lower (89.64% and 84.62% respectively). It is essential to use these bets sparingly and understand that they carry a higher risk relative to the primary betting options.

Card Counting and Continuous Shuffling

A continuous shuffle machine is used in Always 8 Baccarat, minimizing any advantage that might be derived from card counting. This ensures a higher degree of fairness for all players, so basing your strategy on such techniques is less likely to be effective.

The Impact of the Banker’s 8

The Banker’s forced start with an 8 is a distinctive element that changes the traditional nuances of Baccarat. This rule not only affects the Banker’s probability of winning but also adds a layer of challenge for players trying to predict outcomes based solely on historical Baccarat patterns. Being aware of this difference is vital when deciding whether to place a bet on the Banker or the Player.

Comparing Always 8 Baccarat to Traditional Baccarat

While Always 8 Baccarat takes its roots from traditional Baccarat, several key differences make it a unique experience:

  • Pre-determined Banker Card: In traditional Baccarat, both the Banker and the Player are dealt two random cards initially. In Always 8 Baccarat, the Banker’s initial card of 8 changes the odds and modifies the approach for the Banker’s hand.
  • Enhanced Complexity: The incorporation of detailed rules for third card drawing and the impact of the Banker’s initial value provides an added layer of depth, appealing to players looking for something beyond the standard game.
  • Betting and RTP: With specific payout ratios and RTP percentages provided for each bet option, players have a clear understanding of their potential returns and risks.

Real-World Scenarios and Examples

To further illuminate how Always 8 Baccarat works, let’s explore a few sample scenarios:

Scenario 1: Natural Win

Imagine the Player is dealt a 9 and a 0, while the Banker already holds an 8 and receives another card that brings the total to 7. Since the Player’s hand totals a natural 9, no further cards are drawn. The Player wins this round unless a Tie bet is in play. This scenario emphasizes the significance of a natural hand and the immediate conclusion of betting.

Scenario 2: Involvement of the Third Card Rule

Consider a round where the Player’s initial two-card hand totals 5. According to the rules, the Player must draw a third card. Depending on the card drawn, the Banker must decide whether to draw based on its initial set of rules. For instance, if the Banker’s hand is 4 and the Player’s third card is a 3, the Banker’s rules might dictate either drawing or standing. This dynamic makes every draw significant and adds excitement to the game.

Scenario 3: Side Bet Outcome

In another situation, a player may place a side bet on Banker Pair. Since the Banker’s first card is fixed as an 8, the side bet can only win if the Banker’s second card is also an 8. Although the chance of this happening is slim, the attractive 10:1 payout offers a high-risk, high-reward opportunity.

Final Thoughts and Conclusion

Always 8 Baccarat is a fascinating variant of Baccarat that retains the allure of the classic game while offering new challenges and betting dynamics. The rule that sets the Banker’s first card as an 8 not only alters the standard probabilities but also requires players to reexamine their traditional betting strategies. With well-defined rules, a clear payout structure, and an established theoretical RTP, this game appeals both to traditionalists and those looking for something fresh.

Whether you choose to wager on the Banker, the Player, or take a risk with side bets, understanding the fundamentals—including the Third Card Rule and payout specifics—can significantly enhance your overall gaming experience. By familiarizing yourself with the dealer’s actions through our detailed tables and breakdowns, you are better equipped to engage with the game confidently.

Summary of Key Tables

To summarize, below are the essential tables that capture the core details of Always 8 Baccarat:

Payout Table Recap

BetPayout Ratio
Player1.48:1
Banker0.62:1
Tie9:1
P Pair11:1
B Pair10:1

Return to Player (RTP) Recap

BetRTP
Player98.02%
Banker98.29%
Tie95.89%
P Pair89.64%
B Pair84.62%

Dealer’s Action Table

Refer to the Banker’s Third Card Rule Table provided earlier for a detailed breakdown of the dealer’s actions based on the Banker’s initial total and the value of the Player’s third card.