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The Fun Fun Guide to Infinite Fun Fun 21 Blackjack

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Infinite Fun Fun 21 Blackjack, developed by Evolution Gaming, is a unique twist on the classic game of Blackjack that pits you against the dealer in an engaging live casino setting. The objective remains familiar—get a hand value closer to 21 without exceeding it—but the game spices things up with innovative bonus payouts such as Bonus 21 and Super Bonus 21, which reward special card combinations when achieving a non-Blackjack 21. Notably, the game is played using eight modified decks (omitting 10s) and offers flexible gameplay options like Double Down at any time, splitting equal-value cards (with specific restrictions), and even a distinctive Cash Out feature that lets you secure a payout based on your current hand value versus the dealer’s. With a dealer who stands on hard 17 but hits on soft 17 and various nuanced rules around insurance and tie wins (where a tied 21 in non-Blackjack circumstances still results in a win), Infinite Fun Fun 21 Blackjack brings fresh layers of strategy and excitement to the traditional card game.

Game Conditions

  • The dealer always stands on hard 17 and hits on soft 17.
  • Dealer checks for Blackjack on Ace and J-Q-K.
  • Double Down any time.
  • Split initial cards of equal value.
  • Only one Split per hand.
  • A single card is dealt to each Split Ace.
  • Double after Split is allowed.
  • Insurance is offered when the dealer shows an Ace.
  • Blackjack pays 3 to 2.
  • Insurance pays 2 to 1.
  • Tie hands are a push unless the player and dealer tie with a total of 21, then the player’s hand wins.
  • Extra payouts – Bonus 21 and Super Bonus 21.

Game Rules

The game is hosted by a dealer and allows an unlimited number of players to play in each game round.

The game is played with eight standard 52-card decks, without the 10s. Card values in Blackjack are as follows:

  • Cards from 2 to 9 are worth their face value.
  • Face cards (Jacks, Queens and Kings) are each worth 10.
  • Aces are worth 1 or 11, whichever is more favorable to the hand. The soft hand includes an Ace worth 11.

After the allotted betting time has expired, the dealer deals one card face up to all players, ending with the dealer. The dealer then deals a second card face up to all players but the dealer's second card is dealt face down. The value of your initial hand is displayed next to your cards.

Blackjack

If the value of your initial two-card hand is exactly 21, you have Blackjack!

Insurance

If the dealer’s upcard is an Ace, you can purchase insurance to offset the risk that the dealer has Blackjack — even when you have Blackjack yourself. The amount of insurance is equal to one half of your main bet, and the insurance bet is settled separately from the bet on your hand. The dealer then peeks at the value of their downcard to check for Blackjack. If the dealer does not have Blackjack, the round continues. If the dealer has Blackjack, but you do not, the game ends and the dealer’s hand wins.

If you and the dealer both have Blackjack, you win.

Dealer checks for Blackjack on J-Q-K

If the dealer’s upcard is a face card, the dealer looks at the value of their downcard to check for Blackjack. If the dealer does not have Blackjack, the round continues. If the dealer has Blackjack, but you do not, the game ends and the dealer’s hand wins. If you and the dealer both have Blackjack, you win.

Cash Out

After the cards are dealt and if the dealer does not have Blackjack, you have a decision to make. One of the decisions presented to you is to cash out: if you decide to cash out, the game for that hand will end, and you will receive back the value shown to you in the Cash Out decision button. The Cash Out payout ratio changes based on your total score for the hand and the dealer face-up card. The Cash out rule applies only to your main bet. You can control the visibility of this option in your decision panel in Settings.

The Cash Out payout ratio will range between 0.41% to 4.43% of your main bet – depending on the total of the players hand vs. the total of the dealer’s hand - at the time of the Cash Out.

Double, Hit or Stand

If the dealer does not have Blackjack upon checking their two initial cards, players are given a chance to improve the values of their hands in turn, by the dealer offering to deal further cards to players' hands. If the value of your initial hand is not 21, you can decide to Hit to be dealt an additional card to add to the value of your hand. You can Hit more than once to receive additional cards before you decide to Stand once you are satisfied with the value of your hand. However, you cannot Hit if your hard total is 17 or above unless you have the possibility to achieve a Bonus 21.

At any point, you can decide to Double. In this case, you will double your bet and be dealt only one additional card to add to your hand.

Please note that the player will not be offered a decision option when their soft hand score equals 21.

Split

If your initial hand is a pair of cards of equal value, you can decide to Split the pair to make two separate hands, each with a separate bet equal to your main bet. After a second card is dealt to both your hands, you can improve the value of these two hands by deciding to Hit or Double. Again, you can choose to Stand once you are satisfied with the value of your two hands. However, if you Split an initial pair of Aces, you will receive only one additional card per hand with no option to Hit or Double.

Outcome

If the sum of your hand exceeds 21, you bust and lose your bet on that hand.

When all players have taken turns, the dealer reveals the value of their downcard. The dealer must Stand on hard 17 and Hit on soft 17. Remember that a “soft hand” includes an Ace worth 11.

You win when the value of your final hand is closer to 21 than the dealer’s hand or when the dealer busts. If the value of your hand is the same as the dealer’s, the game round ends in a push, and your bet is returned (the exception is a tie with a score of 21, in which case you win). When you reach the total hand score of 21, outside of initial hands (Blackjack), you are eligible for a Bonus 21 or Super Bonus 21 payout depending on the combination of cards.

Blackjack is only possible using the two cards in the initial two-card deal. A hand of 21 resulting from a split pair is not considered a Blackjack. Therefore, Blackjack beats any hand of 21 resulting from a split pair.

Payouts, Return to Player, and Bet Limits

Payouts

  • Blackjack pays 3:2.
  • Winning hand pays 1:1.
  • If the dealer has Blackjack, insurance pays 2:1.
  • Cash out pays 0.41–4.43x.

Bet Limits

Min Bet: $1

Max Bet: $500

Return to Player (Optimal)

Optimal Return to Player:  99.37% (based on first card dealt from the shoe)

Bonus 21 and Super Bonus 21 payouts

When you reach the total hand score of 21, but it is not Blackjack (using more than your two initial cards), you are eligible for a Bonus 21 payout depending on the combination of cards. There are multiple combinations for Bonus 21:

  • Five-card-hand 21, for example: 5-5-3-7-A.
  • Six-card-hand 21, for example: 5-5-2-2-6-A.
  • Seven-card-hand 21, for example: 5-4-2-2-6-A-A.
  • 7-7-7 mixed suits, for example: 7 of Spades, 7 of Hearts and 7 of Diamonds.
  • 7-7-7 same suits (except Spades), for example: 3x 7 of Hearts.
  • 7-7-7 Spades : 3x 7 of Spades.
  • 6-7-8 mixed suits, for example: 6 of Spades, 7 of Hearts and 8 of Diamonds.
  • 6-7-8 same suits (except Spades), for example: 6 of Hearts, 7 of Hearts and 8 of Hearts.
  • 6-7-8 Spades, for example: 6 of Spades, 7 of Spades and 8 of Spades.

Note that Bonus 21 payouts apply even if the hand resulted from a Split. However, the decision to Double Down negates these bonuses.

When you get a non-Blackjack 21 with a card combination of 7-7-7, and the dealer's upcard is also a 7, you are eligible for the Super Bonus 21.

Note that the decision to Split or Double Down negates the bonus of Super Bonus 21.

Your payout depends on the type of bet placed.

BetOutcomePayout
Bonus 216-7-8 Spades4:1
6-7-8 same suits3:1
6-7-8 mixed suits2:1
7-7-7 Spades5:1
7-7-7 same suits4:1
7-7-7 mixed suits3:1
Seven-card-hand 214:1
Six-card-hand 213:1
Five-card-hand 212:1
Super Bonus 21Player with 7-7-7, dealer with a 750:1

 

 Final Thoughts:  Is Infinite Fun Fun 21 Blackjack Actually Worth Playing?

 

Despite its inventive features and the appeal of bonus combinations, Infinite Fun Fun 21 Blackjack may not be the ideal choice for every player. The game’s unique rule adjustments—such as its modified deck composition and unconventional payout mechanics—can potentially complicate strategy and lead to less predictable outcomes compared to standard Blackjack. Therefore, if you value consistency and simplicity in your casino experience, this particular variant might be better avoided.

So it's not-so-fun.  If you see "Fun", "Easy" or "Free" being in the description of the game at a casino... it's not a good play.  Steer clear of these gimmicky games.  Don't be a rube.